Are you looking for Amex Blue Cash Everyday referral link? Use my link and get $200 cash when you spend $1000 in the first 3 months with your American Express card. Normally the offer is of $150 but if you use my referral link, you will get $200. That’s a $50 increase!
Amex Blue Cash Everyday Referral
Disclosure: This page contains referral links. I receive compensation in the form of bonus points or cash back if you apply and are approved using any of the links below. While you’re free to apply wherever you wish, I would appreciate you clicking through this page.
Getting the $200 signup bonus
When you open my referral link mentioned at the top of this post, AMEX will take you to a custom signup page where the offer will be mentioned at the top.
Check this image screenshot for an example.
When you apply and your application is approved, they will send you the Credit Card via postal mail. There is an option through which you can get the Card number and CVV code as soon as your application is approved. You can use them for online purchases even while waiting for your card to arrive. If you need the card right away, you can call Amex customer support and ask for a free expedited shipping.
Spend $1000 within 3 months, get $200 statement credit
This part is simple. Just like other credit card companies, AMEX offers signup bonus for spending certain amount. In our case, it is $1000 within the first 3 months of card activation. Here’s my own screenshot of the $200 I received from AMEX for spending $1000+ within 3 months. In fact I crossed $1000 threshold within 2 months. They gave me $200 the moment I hit that $1K mark. We do not have to wait until the end of 3rd billing cycle.
Things I like about American Express Blue Cash Card
Get a Decision in as Little as 30 Seconds
This was perhaps the most amazing factor of applying for a credit card. Most credit card companies will make you wait for weeks and send a rejection or approval via snail mail. American Express approved my application within 1 minute. Literally. A few of my friends didn’t get the auto approval right away but when they sent driver license and proof of residency for further verification, they too were approved very soon.
Higher credit limit
Compared to other credit card companies, I found American Express gives generous credit limit. My friend got 10K and I got 6K respectively. Although we have never missed payments, we did not have amazing credit scores either.
American Express Blue Cash Everyday Benefits
Earn $100 $200 back after you spend $1,000 in purchases on the Card within the first 3 months of Card Membership.
3% Cash Back at U.S. supermarkets, up to $6,000 per year in purchases (then 1%)
2% cash back at U.S. gas stations
2% Cash Back at select U.S. department stores
1% Cash Back on other purchases.
No Annual Fee
Free Rental Collision Damage Insurance
AMEX cards cover rental collision damage too. Collision damage waiver (CDW) or loss damage waiver (LDW) is optional damage insurance coverage that is available to you when you rent a car. I have used it on Zipcar and Enterprise rentals. I simply waive the $20/day fee known as CDW and pay entire rental using my Blue Cash Everyday. The insurance is secondary and free of cost. Since I don’t have a vehicle insurance, the insurance provided by my AMEX becomes primary.
Overall, I have felt that AMEX Blue Cash Everyday is a great card to have. This, combined with a no foreign transaction fee card (BoA travel rewards card) has been enough for my daily personal finance.
If you are thinking of getting a credit card, definitely consider American Express. The Blue Cash Everyday card has no annual fee and 15 months of 0% APR. They give instant approval so you don’t have to wait. The card also has secondary rental collision coverage. The cash back rate is also competitive. And when you sign up using my referral link, you get $200 after spending $1000 in your first 3 months.
What’s not to like about AMEX Blue Cash Everyday then? Let me know in the comments section below!